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« LUNCH WITH JOANN | Main | Prepare to be shocked! »

November 05, 2006

Credit Card Secrets The "Fat Cats" Don't Want You To Know!

Those fat-cat bullies at the credit card companies are out to get the good-intentioned American consumers.  They have dozens of hidden terms, conditions, and weasel clauses in their contracts that are intended to make them rich and steal your hard-earned money!

How do you think they profit billion$ of dollars per year?  A lot of that money comes from the outrageous interest rates and unfair charges they tack onto your bill! 

Your tempted with the 0% interest rates.  But if you read the fine print... you'll discover that you only get that low interest rate for a handful of months... its only good for certain types of purchases... if you're late (even just a day) they'll whack you with exorbitant interest and late charges... and here's the kicker: after your "introductory" 0% interest rate, they start charging 12-18% (or more) on the balance.

They give you all kinds of incentives to rack up the balance while the interest is cheap, knowing that you won't be able to pay it off before the interest kicks in after the introductory period.  Pretty deceiving, huh?

THEY SET YOU UP TO FAIL!!!  That's how the profit billion$ per year!

If you're even 1 day late, or can't afford to pay the entire minimum payment, they instantly raise your interest rate to 30%.  AND, they charge you a $40 late fee!

THAT'S USURY!  But the government turns a blind-eye!  Why???  Because Washington DC and California State were bought and paid for by those fat-cat bully credit card companies.

And, if you're close to your credit limit, (like so many folks nowadays) that $40 late fee will put you over the limit, and then they'll whack you with another $40 fee for being over the limit.  It's insane as far as I'm concerned!  $80 in extra fees every month!  It adds up quick!

Isn't it amazing?  They put you in the position you're in, then kick you while you're down!

If you want to turn the tables on the credit card companies... CLICK HERE and apply for my help! I'm going to show you my secret in wiping out your credit card debts. 

Don't wait - It's a new month & my schedule is almost full, I'm only accepting 2 more people this month!  Call me directly at (951) 491-5489.

Your friend, (and the only one that's on your side!)

Joann

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